MICHAEL BRYANT
Tempe, Arizona 85281 | contact@mikhaelbryant.com | linkedin.com/in/mikhaelbryant
USAF Veteran (2003-2009, OIF/OEF) | BSA/AML, KYC/CIP Quality Control | Audit-Ready Documentation

SUMMARY
BSA/AML and KYC/CIP quality control specialist with 6+ years in wholesale middle-market onboarding and ongoing
due diligence. Recognized for 95%+ QCC accuracy throughout Wells Fargo tenure and above-team throughput on
higher-complexity reviews. Background includes beneficial ownership/UBO verification, USA PATRIOT Act-aligned
CIP controls, OFAC/PEP/adverse media dispositioning, and SAR-ready investigative write-ups supporting
FinCEN-aligned reporting.
CORE COMPETENCIES
KYC/KYB; Customer Identification Program (CIP); CDD/EDD; OCDD; Beneficial Ownership/UBO (incl. ownership
certification validation); entity formation documentation; public company listing verification (NYSE/Nasdaq); sanctions
screening (OFAC); PEP & adverse media; risk rating; QA/QC (QCC/ILQC); SAR support; audit/exam readiness;
evidence trails. Tools: World-Check, LexisNexis, Excel (advanced), VBA, SAS.
EXPERIENCE
Wells Fargo | Tempe, AZ
Assistant Vice President, Business Risk & Control Associate (Quality Control) | May 2019 - Mar 2025
-  Performed risk-based KYC/CIP quality reviews; reconciled system records to source documentation (ownership,
   addresses, formation records, screening evidence) and documented control exceptions for remediation.
-  Maintained a 95%+ QCC pass rate throughout Wells Fargo tenure, producing audit-ready evidence for quarterly
   sampling.
-  Delivered 10%+ higher throughput vs. team average throughout Wells Fargo tenure on higher-complexity
   reviews by tightening documentation standards and reducing rework.
-  Verified completion and dispositioning for OFAC/sanctions, PEP, and adverse media results; ensured defensible
   rationale in case notes.
PayPal (via contracting firm) | Scottsdale, AZ
Anti-Money Laundering Compliance Analyst II | Jun 2017 - May 2018
-  Completed 500+ AML investigations in 11 months (~15/week); reviewed thousands of accounts and tens of
  thousands of transactions to identify suspicious activity patterns.
-  Produced SAR-ready investigative documentation and funds-flow narratives supporting filings to FinCEN; promoted
   to Analyst II within 8 months; role ended after vendor contract termination (mass layoff).
University of Arizona | Tucson, AZ
Economics Research Assistant | Aug 2013 - May 2015
-  Built VBA/Excel automation to extract and structure large datasets from government sources, replacing manual
   imports and accelerating research throughput.
-  Digitized and standardized historical U.S. economic development records into a research-grade database
   supporting NSF-funded projects.
EDUCATION
University of Arizona — B.A. Economics & B.A. East Asian Studies (Japan); Minors: Mandarin, Business. Languages:
Japanese (upper-intermediate), Mandarin (intermediate), Russian (elementary).